Hello everyone, This is my first post, so I hope it makes sense! My wife, Hayley, and I moved to Bris in Nov '09 and after renting an apartment in Woolloongabba for six months, we moved nearly a year ago to our new home in Cleveland. We had decided some years ago to move out of the UK, but it has taken a while to find this small piece of paradise. We came on a reccie in March 2008, and met some people through a mutual friend. After showing us around, we were sold on Bris, and the rest, as they say, is history. Hayley is a nurse and after she obtained a job at The Mater, our visa application was lodged in Jan '09. We went through that agonising turmoil that everyone seems to experience; countless number of documents, IELTS, and the 5am ritual of going online hoping, watching and waiting for THAT e-mail!! It came on her birthday, July '09. I managed to quit work at the end of August, she finished in September, sold the house in October and arrived here in November. As I said, Hayley works at The Mater and loves it. So much more time off, no stress, pay is good, and then there's salary sacrifice! I have ventured into new horizons, bought a franchise and am now a fully accredited, licenced, insured and successful mortgage broker. And we live on the Bayside!!!! We used to live in Slough!!! It all sounds so simple, but believe me it was a real rollercoaster of a ride. And having listened and talked to others that have done it, we weren't the only ones. This BIB/PIO forum was of extraordinary help to us in our application and subsequent move. And so we feel that is only right that we share our knowledge and experience with others that are now treading this well worn path. So we are happy to help in any way that we can with questions about the whole process, nursing, moving, mortgages and credit, and any of the general day to day living experiences. Looking forward to the flood of questions!!!!!!!